View of the Reno Sparks night skyline from Rancho San Rafael Regional Park
View of the Reno Sparks night skyline from Rancho San Rafael Regional Park

What is Medicare?
Medicare is a national social insurance program, administered by the federal government since 1965 that guarantees access to health insurance for Americans who are:

• Age 65 years and older • Under age 65 on Social Security Disability Income (SSDI) or diagnosed with certain diseases including End-Stage Renal Disease (ESRD) and Lou Gehrig's Disease (Amyotrophic Lateral Sclerosis or ALS) The original program included: • Part A – Hospital Care. Part A is premium-free for most people. • Part B – Doctor and Outpatient Care. Part B requires a monthly premium.

In 2006, the program was expanded to include: • Part D – Prescription Drug Coverage. Part D is optional and requires a monthly premium.